ABUSIVE CLAUSES IN INSURANCES DOMAIN

  • Oana Elena Gălăţeanu Faculty of Juridical, Social and Political Sciences, Juridical Sciences Department “Dunarea de Jos” University, Galati, Romania

Abstract

The occurrence and development of some specialised domains in selling off productsand in providing services have generated also new forms of contracts, like adhesion contractsand typical contracts. Through their specificity, they lead to the occurrence of an imbalancebetween the services provided by the contracting parties, not in favour of the consumer or ofthe client, allowing the occurrence of abusive contractual clauses. Such clauses can occuralso in the contracts concluded in the insurances domain, contracts that have their characterof adhesion as a specificity element, the professional insurer being the one who establishesthe clauses, and the insured client adheres or not to them, not being able to negotiate.In this paper there are presented some clauses from the contracts concluded ininsurances area that can be considered abusive.

Author Biography

Oana Elena Gălăţeanu, Faculty of Juridical, Social and Political Sciences, Juridical Sciences Department “Dunarea de Jos” University, Galati, Romania
Correspondence: Oana Elena Gălăţeanu, “Dunarea de Jos” University, 111 DomneascaStreet, Postal Code 800201, Galati, Romania
Published
2014-02-04
How to Cite
GĂLĂŢEANU, Oana Elena. ABUSIVE CLAUSES IN INSURANCES DOMAIN. AGORA INTERNATIONAL JOURNAL OF JURIDICAL SCIENCES, [S.l.], v. 8, n. 1, p. 54-58, feb. 2014. ISSN 2067-7677. Available at: <http://univagora.ro/jour/index.php/aijjs/article/view/953>. Date accessed: 01 oct. 2020. doi: https://doi.org/10.15837/aijjs.v8i1.953.

Keywords

abusive clauses, clients, insured, insurers