Oana Elena Gălăţeanu
Faculty of Juridical, Social and Political Sciences, Juridical Sciences Department
“Dunarea de Jos” University, Galati, Romania
The occurrence and development of some specialised domains in selling off productsand in providing services have generated also new forms of contracts, like adhesion contractsand typical contracts. Through their specificity, they lead to the occurrence of an imbalancebetween the services provided by the contracting parties, not in favour of the consumer or ofthe client, allowing the occurrence of abusive contractual clauses. Such clauses can occuralso in the contracts concluded in the insurances domain, contracts that have their characterof adhesion as a specificity element, the professional insurer being the one who establishesthe clauses, and the insured client adheres or not to them, not being able to negotiate.In this paper there are presented some clauses from the contracts concluded ininsurances area that can be considered abusive.
abusive clauses, clients, insured, insurers